Security Centre

When you become our customer, you'll be entitled to a range of free services that help protect against fraud and identify theft.

Serious about securityActive fraud protection
We'll monitor your account and let you know if there's any unusual activity on it which may be linked to fraud. If your card's being misused without your knowledge you won't be liable - we just ask that you take reasonable care with your card and security details.


Online fraud guarantee
We offer a 100% internet fraud guarantee if anyone tries to use your account number fraudulently.

We're here to help all our customers with all types of identity theft. We can offer you advice on prevention and, if you're unlucky enough to become a victim, we'll give you all the support you need. Call our confidential helpline anytime and you'll get your own dedicated advisor, who will help you throughout the process to restore your identity from start to finish.

Capital One World MasterCard® customers, and any Capital One customers who opened their account before July 2011 benefit from our free Identity Alert Service, powered by Equifax. This acts like an early warning system to help keep you protected. You'll be alerted by email within seven days if someone applies for credit using your name, or if key changes are made to your Equifax credit file with or without your consent.


To find out more visit: www.equifax.co.uk/capitalone

Capital One, MasterCard or VISA will never send you an email asking for confidential information like your card number, PIN or security details. If you receive anything asking for these details, please don't respond, even if the email claims your account will otherwise be closed.


If you're not sure about an email that claims to be from us, instead of clicking on links, type www.capitalone.co.uk directly into your browser. This applies to any email you've got doubts about - just shut it down and log-on to the organisation's website directly.


If you think you've received a hoax email, please forward it to abuse@capitalone.com

Verified by Visa and MasterCard SecureCode™ are free security features that give your credit card the same security online as when you use it in a shop - by setting up a password of your choice. Once registered, you'll use your password plus your usual credit card details at participating online retailers to authorise transactions.


Register and take advantage of shopping with your credit card quickly, easily and securely online.
MasterCard SecureCode™
Verified by VISA

You can find more helpful tips and advice on how to shop safer online at the Be Card Smart website.

Fraud & Identity Theft

If you think you've been a victim of credit card fraud or identity theft call us straight away. We are here to help.

Contact Us

Learn more about Security

  • Visit Credit Made Clearer for some
    tips to help prevent credit card fraud
    and identity theft.
Learn more about security
Credit Made Clearer
close