IS THIS CREDIT CARD RIGHT FOR YOU?
Designed for business owners, the self employed and anyone who incurs expenses as part of their employment.
For business expenses of any type and size. If you're a small business owner, we only need your business name and number of employees (if any).
We're more likely to accept you if you:
- Are aged 18 and over
- Have had credit cards in the past
- Are on the electoral roll
- Have an income of more than £20,000 p.a.
- You regularly pay business expenses
Finding our best rate for you - we treat all applications on an individual basis. At least 51% of successful applicants will receive the lowest rate of 16.9% APR variable. If we can't give you this rate, we may consider you for an Aspire Business Card with 24.9% APR variable.
The card will be issued to you, as an individual in your name. We recommend you use it for business expenses only.
*5% cashback is earned on all purchases for 99 days from account opening up to a maximum total cashback of £100. After this period you will earn 0.5% cashback for all subsequent purchases up to £6,000, increasing to 1% for purchases from £6,000 to £10,000 and increasing again to 1.25% for purchases from £10,000. There is no limit to the cashback you can earn after the first 99 days of account opening. These rates are applicable until you reach the statement date for the month when the first anniversary of your account opening falls. From each anniversary of this date you will begin earning cashback at 0.5% and your cashback rate will increase as your aggregate purchases pass each threshold (see above). Cashback is paid every January as a credit to your account.
Credit is available subject to status and conditions. The interest rates per annum are variable. If you have applied for a Capital One card in the last six months your application may be declined. If you are not a UK resident please do not apply.
For more information read the Pre Contract Information and the full Credit Card Agreement (16.9%APR variable).
For more information read the Pre Contract Information and the full Credit Card Agreement (24.9%APR variable).