The business credit card that keeps business and personal finances separate. There's cashback too - whether you work for a large company or small enterprise.
- Up to 56 days interest free credit
- Credit limit up to £
% APR variable
Assuming a credit limit of £1,200 and an interest rate on purchases of 16.94% p.a. variable, you will receive a 16.9% APR representative variable.
You could earn
the first year
IS THIS CREDIT CARD RIGHT FOR YOU?
Designed for business owners, the self employed and anyone who incurs expenses as part of their employment.
For business expenses of any type and size. If you're a small business owner, we only need your business name and number of employees (if any).
We're more likely to accept you if you:
- Are aged 18 and over
- Have had credit cards in the past
- Are on the electoral roll
- Have an income of more than £20,000 p.a.
- You regularly pay business expenses
Use your Aspire Business credit card to manage your business expenses and you'll get cashback rewards with any purchase.
The card will be issued to you, as an individual in your name. We recommend you use it for business expenses only.
*5% cashback is earned on all purchases for 99 days from account opening up to a maximum total cashback of £100. After this period you will earn 0.5% cashback for all subsequent purchases up to £6,000, increasing to 1% for purchases from £6,000 to £10,000 and increasing again to 1.25% for purchases from £10,000. There is no limit to the cashback you can earn after the first 99 days of account opening. These rates are applicable until you reach the statement date for the month when the first anniversary of your account opening falls. From each anniversary of this date you will begin earning cashback at 0.5% and your cashback rate will increase as your aggregate purchases pass each threshold (see above). Cashback is paid every January as a credit to your account.
Credit is available subject to status and conditions. The interest rates per annum are variable. If you have applied for a Capital One card in the last six months your application may be declined. If you are not a UK resident please do not apply.
For more information read the and the full (16.9%APR variable).
Am I able to give additional cards to my business associates?
You can have up to three extra cardholders on your account. But, remember, as the primary cardholder you have sole responsibility for all spending and payments on your account, including any made by your nominated extra cardholder(s). Only you are responsible if your balance goes over your credit limit or your payments are late.
I already have a Capital One card, can I apply for a Business Card as well?
Yes you can also apply for a Business Card.
Who is responsible for repayments on the card?
The primary cardholder is responsible for all spending and payments on your account.
Can I use my credit card statement in place of VAT receipts?
No. VAT receipts contain important details that we do not show on your credit card statement.
Will the Business Card be in my name or the name of the business?
The card agreement will be between Capital One and yourself , therefore the card will be in your name and not the name of your business. This means that you will be personally responsible for paying the credit card bills, rather than the company or business.