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0% balance transfer

Balance credit card
Apply now for the Balance credit card

You might save money by transferring balances to Capital One.

  • For people rebuilding their credit history
  • £200 to £1,500 credit limit
  • 0% for 6 months on balance transfers
  • 3.0% balance transfer fee
Apply now for the Capital One card

Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable.

Top tips

To build your credit rating and potentially be eligible for credit limit increases, use your card sensibly by making your monthly minimum payment on time and staying below your credit limit. Not doing so could harm your credit rating.

What is a monthly minimum payment?

There's a minimum amount you need to pay each month and we tell you what this is on your statement. You can repay more than this, up to the full balance - just make sure you pay at least the minimum. Paying only the minimum takes longer to pay off your balance and will cost you more money in the long run.

For more product information read the:

Apply now for the Capital One card

Credit is available subject to status and conditions. All rates are variable after their applicable introductory period. If no introductory period applies the rates are variable from the date of the agreement. If you have applied for a Capital One card in the last six months your application may be declined. If you are not a UK resident please do not apply.