With our Balance Plus credit card, there's no need to worry about paying the balance transfer or annual fees. Our realistically low rate of 6.94% means it's the card you can stick with and that sticks with you in return.
Always try and pay more than your minimum payment as paying only the minimum takes longer to pay off your balance and will cost your more money in the long run.
What is a monthly minimum payment?
There's a minimum amount you need to pay each month and we tell you what this is on your statement. You can repay more than this, up to the full balance - just make sure you pay at least the minimum. Paying only the minimum takes longer to pay off your balance and will cost you more money in the long run.
We're more likely to accept you if you:
- You've had credit cards in the past
- You're a home owner
- You have an income of more than £20,000 p.a.
We're not likely to accept you if:
- You have missed payments in the past
- You've never had credit in the UK before
- You've had CCJs or defaults
Please note meeting these criteria does not guarantee acceptance.
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