Before you apply, check you're eligible

We're more likely to accept you if:

• You're over 18
• You have some history of managing your credit even if you have had CCJs or defaults in the past
• You're on the electoral roll

We're not likely to accept you if:

• You've never had credit in the UK before
• You have been declared bankrupt in the last 12 months

Please note that meeting these criteria does not guarantee acceptance.