Before you apply, check you're eligible

We're more likely to accept you if:

• You have credit card balances of less than £10,000
• You're aged 21 or over
• You're a home owner
• You have an income of more than £20,000 p.a.

We're not likely to accept you if:

• You have missed payment in the past
• You've never had credit in the UK before
• You've had CCJs or defaults

Please note that meeting these criteria does not guarantee acceptance.