The information contained in this table summarises key product features and is not intended to replace any terms and conditions.
Introductory Rate | Monthly Rate | Annual Rate |
---|---|---|
N/A | % | %* |
Introductory Rate | Monthly Rate | Annual Rate |
---|---|---|
N/A | % | %* |
Introductory Rate | Monthly Rate | Annual Rate |
---|---|---|
N/A | % | %* |
Subject to any interest free period that may apply.
No interest is payable on purchases if you pay in full the outstanding balance on your first statement by its payment due date. No interest is payable on purchases on subsequent statements if the outstanding balances on your current statement and the previous statement are paid in full by their respective payment due dates.
Otherwise the period over which interest is charged is as follows:
From | Until | |
---|---|---|
Purchases | Posted date | Paid in full |
Cash Withdrawals | Posted date | Paid in full |
Balance / money transfers | Posted date | Paid in full |
Unless you pay the outstanding balance in full, we will allocate your payments to pay your minimum payment including any Repayment Plan payments, any non-Repayment Plan balances, then any Repayment Plan balances. We will always allocate your payments to: balances that attract the highest interest rate first; and to any amounts which have already appeared on a statement before allocating your payments to any amounts subsequently applied to your account.
The monthly credit card payment is:
- the full outstanding balance if it is less than £, but otherwise the greater of:
Minimum Credit Limit | £ |
---|---|
Maximum Credit Limit | £ |
Balance / money transfer handling fee | % |
---|---|
Cash Fee (includes gambling transactions) | % (minimum £) |
Non-sterling Transaction Fee | % |
---|---|
Cash Fee | % (minimum £) |
Late and Failure to Pay Default Sum For paying late or not paying at all |
£ |
---|---|
Overlimit Default Sum For going over your credit limit |
£ |