There are a lot of credit cards out there today; in fact, it seems there are new credit cards popping up all of the time. There may seem like there is a lot of choice, and it can be a little daunting. All credit card providers are slightly different, so it's worth taking the time to find the best match for you.
Some credit cards are great for making purchases, some offer deals for balance transfers, but one thing all credit cards have in common is they need to be used sensibly.
To apply for a credit card you have to be at least 18 years old, and your application will be based on a number of factors including your credit worthiness.
Each credit card provider will be looking for different things but they will all look very closely at what you say on your application form and your credit history. Remember, when applying for credit cards always:
- Check the eligibility criteria - this will give you some idea of whether you are likely to be accepted or not
- Answer all the questions truthfully, remember lying on your application form is fraud