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Before you apply, check you're eligible

We're more likely to accept you if:

  • You've had credit cards in the past
  • You're aged 21 or over
  • You're a home owner
  • You have an income of more than £20,000 p.a.

We're not likely to accept you if:

  • You have missed payments in the past
  • You've never had credit in the UK before
  • You've had CCJs or defaults

Please note that meeting these criteria does not guarantee acceptance.