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Your free credit score

A new tool from Capital One that gives you free access to your Equifax Credit Score.

Why choose CreditWise?

  • 100% free for everyone

  • Won't affect your credit score

  • Get your credit score in minutes

Sample credit score - Your score is 425 out of 700

Say hello to your credit score

Sample credit score - Your score is 425 out of 700

CreditWise is a new tool from Capital One that lets you see your Equifax Credit Score for free.

Your credit score affects your life in more ways than you might know. From being accepted for a mortgage, car loan or credit card, to being able to get a mobile phone contract. It can even affect the type of home broadband deal you're offered.

One thing is clear: the better your credit score, the more likely you are to be accepted.

Take control of your credit health today:

  • See some of the things that go into making your credit score
  • Checking your score is risk free
  • You don't have to be a Capital One customer to use it

Introducing CreditWise

1min 23secs

Credit scores made simple

Make sense of it all. Read our easy to understand credit score guides.

Frequently asked questions

  • What is a credit score?

    To put it simply, your credit score is calculated using information from your credit history and shows how responsible you are with money.

  • What is CreditWise?

    It's a new tool from Capital One that gives you free access to your credit score and helps you understand the factors that affect it.

  • Who can use CreditWise?

    CreditWise is free for everyone. You don't even have to be a Capital One customer to sign up and check your credit score.