We notice the browser you are using is outdated and no longer supported on our site. Let’s get that fixed.

0% on balance transfers

Balance Transfer credit card

You might save money by transferring balances to Capital One.

Balance card

Save money by transferring your higher interest credit card balances to Capital One.

  • For people with an excellent credit rating
  • Credit limit up to £3,000
  • 0% on balance transfers for 12 months
  • 2.9% transfer fee
  • 0% on purchases for 3 months
Check Now for the Balance Transfer card

Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 24.93% p.a. variable, you will receive a 24.9% APR representative variable.

Is this credit card right for you?

If you have a credit card you're paying interest on, you could save money by transferring your existing balances to the Capital One Balance Transfer card. With 0% on balance transfers it means you'll pay no interest for 12 months from the date you open your account, and you can request the balance transfer when you apply, just have the details of your other credit card to hand. We'll charge a 2.9% transfer fee that will be added to your balance. You can, of course, use your new card for everyday purchases too.

We're more likely to accept you if you:

  • You've had credit cards in the past
  • You're a home owner
  • You have an income of more than £20,000 p.a.

We're not likely to accept you if you:

  • You have missed payments in the past
  • You've never had credit in the UK before
  • You've had CCJs or defaults

Please note meeting these criteria does not guarantee acceptance.

For more product information read the:

Credit is available subject to status and conditions. All rates are variable after their applicable introductory period. If no introductory period applies the rates are variable from the date of the agreement. If you have applied for a Capital One card in the last six months your application may be declined. If you are not a UK resident please do not apply.