Credit Made Clearer

Applying for a credit card doesn’t need to be scary.

Eligibility checkers are a quick way to find out how likely you are to be accepted for a credit card without having to go through a full application.

The great thing about an eligibility checker is that it won’t affect your credit score no matter what the result.

It’s not an application form and it’s completely different to a credit report, which helps you keep track of your overall score.

Sometimes too much choice can be confusing.

But an eligibility checker will match you to the card most suitable for you.

You don’t need to answer any complicated questions, you just need to provide a few details about you, your home and your work and you should get an answer in a few minutes.

Most eligibility checkers will tell you what chance you have of being accepted but some even give you a definitive yes or no, like QuickCheck from Capital One, so you can apply with 100% confidence.

Capital One The card in your corner.

Find out more about our eligibility checker at capitalone.co.uk

Your credit rating is really important.

It’s used to decide whether you get credit cards, loans, mortgages, phone contracts, car insurance and more.

One missed payment can affect your credit score for up to 6 years.

To stay in control by setting up a direct debit so your payments come out automatically.

Pay off more than the minimum payment on credit cards and loans every month.

It saves you money on interest and lenders look positively on it.

Lenders use the electoral role to confirm where you live and who you are.

If you’re not on it, you’re unlikely to get any credit.

Register online at gov.uk/registertovote.

If you keep applying and keep getting declined it goes against you.

Some providers now have eligibility checkers that tell you how likely you are to be accepted before you apply, and it won't affect your credit score.

Capital One The card in your corner.