This is the first step to set up your CreditWise account.
By creating your account, you agree to the CreditWise terms and conditions
opens in a new window and
When you provide your email address, and mobile phone number, we may use it to send you important information about your CreditWise
registration and CreditWise account.
We may send you other suitable Capital One products, services or relevant information by post, email or SMS. Don't fancy this? Just untick the box.
From time to time, we'll do automatic pre-application checks to see if you're eligible for a Capital One credit card. These checks use data given by you and do a soft search of your credit file. Untick this box if you don't want us to do this.
These are checks we run in the background of CreditWise to see if you're eligible for a Capital One
credit card. These checks may happen as often as monthly (sometimes less often, depending on your
For the checks, we use the information you give during registration and do a soft search of your
credit file. Then, we apply our own credit-scoring method and make a decision. If you're eligible,
we'll let you know.
Sometimes lenders (such as us) or other companies do soft searches of your credit file. This could be for checking your identity or giving you a quote, for example.
You'll be able to see soft searches on your credit file, but other lenders won't see them and they won't affect your credit score.