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Searches on your credit report

Return to frequently asked questions

The most common reason is that you've checked your eligibility for a credit card in the last 12 months.

You might have done this with Capital One using Quickcheck Or with one of our partners, such as Money Supermarket, Totally Money, ClearScore or Ocean Finance.

A quotation search is also known as a 'soft search'. Only you and the credit reference agency can see the 'soft search'. It'll disappear after 12 months.

If you apply for a Capital One credit card, you'll see a 'credit search' on your credit report. These are also known as a 'hard search'.