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Our free credit score tool

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Creditwise is free

No trial period or cards needed.

Won't hurt your credit score

Check CreditWise as often as you like.

Helpful tools

Learn how to improve your financial health.

Why use CreditWise?

Learn how to take control of your credit score.

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Credit Score Simulator

Check CreditWise before you take out a new loan, credit card or other financial product to get an idea of how your score may be impacted.

Your credit score explained

CreditWise takes away the mystery and makes it clear what your credit score means.

Improve with tips

See what's going well and learn ways to boost your credit score. View your credit score over time to track any rise and fall.

Credit Alerts

We'll let you know if something significant changes on your credit report, so you can keep on top of it. Something you don't recognise? Raise a dispute easily.

Trusted partner

Your CreditWise score will be a number between 1 and 710.

It's provided by TransUnion, one of the UK's three biggest credit reference agencies.

Frequently asked questions