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Your free credit score and report

Get free access to your credit score and report with CreditWise. See your data in one place, along with helpful tips about how you can improve your financial health.

Why choose CreditWise?

  • 100% free for everyone

  • Won't affect your credit score

  • Get your credit score and report in minutes

Sample credit score - Your score is 425 out of 700

Why are credit scores so important?

Sample credit score - Your score is 425 out of 700

Your credit score is a snapshot of your financial health, while your report gives much more detail about your finances over the last 6 years.

Your credit score and report affect your life in more ways than you might know, from being accepted for a mortgage, car loan or credit card, to being able to get a mobile phone contract. It can even affect the type of home broadband deal you're offered.

It's important to know that the better your credit score, the more likely you are to be accepted for credit in the future.

CreditWise gives you free and unlimited access to your credit score and report, with tips about how you can improve your financial health.

Take control of your credit health today:

  • See some of the things that go into making your credit score
  • Checking your score is risk free
  • You don't have to be a Capital One customer to use it

Introducing CreditWise

45secs

Credit scores made simple

Make sense of it all. Read our easy to understand credit score guides.

Frequently asked questions

  • What is a credit score?

    To put it simply, your credit score is calculated using information from your credit history and shows how responsible you are with money.

  • What is CreditWise?

    CreditWise is a free tool from Capital One that gives you access to your credit score and report, plus information and tips to help you improve your financial health.

  • Who can use CreditWise?

    CreditWise is free for everyone. You don't even have to be a Capital One customer to sign up and check your credit score.