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We think credit should be
CLEARER

Check out our cards
Clear Card image - hand holding a transparent Capital One branded card

Here's why...

33% of people didn't know they could get a higher APR than what's advertised.
9% of people have applied for a credit card and ended up with a higher APR.
Protection APR icon - percentage sign on pink shield
Only 51% of people need to legally receive the APR that's originally advertised to them.

Research by Opinium, with a nationally representative sample of 2,000 UK adults between 25 – 28 April, 2023

We'll never surprise you with our APR

When you apply for a Capital One credit card, you'll always get the APR you see after finishing your eligibility check.

What's special about that? Well, UK law means that only 51% of people who apply for a card have to get the APR that's advertised. That means 49% of people could end up with a higher rate when they apply – not with us though!

We're always clear about credit

  • The APR you’re offered is always the one you’ll get
  • Check if you’re eligible, with no impact to your credit score
  • Tick icon
    Know if you’ll get accepted, before you apply for a card

34.9% APR representative variable

Check my eligibility
No impact to your credit score

Stay clued up with credit