Find the best solution for you
Take some pressure off by getting more time
If you tell us about your situation, we can help you by giving you more time to get your finances sorted.
Make payments more manageable by spreading them out
A payment plan allows you to:
- Make monthly payments that are affordable to you
- Spread payments over a longer period of time
- Freeze late payment fees, and overlimit fees
- Have your credit file show that you're doing your best to get back on track
If you owe several companies money you should get independent advice
We're not the only people you can speak to. There are not-for-profit organisations that can help you with confidential, free, independent financial advice:
StepChange Debt Charity
DebtRemedy opens in a new tab : In 20 minutes you can get the same advice and support online as you would over the phone:
Freephone 0800 138 1111
http://www.stepchange.org opens in a new tab .
Find your local branch at: www.citizensadvice.org.uk
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Freephone 0808 808 4000
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If you’re going through something life changing that’s making your life difficult
If you’re facing problems that are making life difficult, like serious illness or bereavement, you can also speak to specialist organisations to see how they can help: